10th Gen Honda Care Warranty in USA- purchase from local dealer or online? - Drive Accord Honda Forums | radio-pro.ru
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post #1 of 24 Old 12-15-2017, 06:18 AM Thread Starter
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10th Gen Honda Care Warranty in USA- purchase from local dealer or online?

This thread will provide updated information about purchasing a Honda Care Warranty for your 2018+ Honda Accord in the USA. Your local dealer may be offering you a Honda Care plan, but at what price?

These two dealers offer the same Honda Care warranty- but at what may be significantly reduced cost from what your local dealer (and their Finance "closer") may offer you. Yes, you can purchase the exact same warranty online. Yes, you can cancel the Honda Care warranty you just purchased from your local dealer if you decide to.

Saccucci Honda of Rhode Island


Hyannis Honda of Massachusetts


Plan coverage, deductible, length of time, etc. can vary depending on which plan you choose.

As for the epic debate of should you get a warranty on your Honda- that will not be resolved here. Some purchase it for peace of mind, some invest the money they would have used to buy a warranty and reap those rewards, and some only keep their car three years anyway.

I will update information here in post #1 regarding how late you can buy a warranty, how late you can "return" or cancel the warranty you just bought (if at a much higher cost), and even post up about rival warranties NOT offered by American Honda.


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post #2 of 24 Old 12-15-2017, 06:49 AM
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I used the online price to talk the dealership's finance group down to a more reasonable number.

Pricing for the D82 plan providing coverage for 8 years/120K w/$0 deductible:
  • Online - $1080
  • Dealer price range - $1980 - $3500

My excellent dealer resisted $1080 (understandably - it's SO low compared to their pricing). I told them I'd pay $100 over the online price of $1080 just to wrap the purchase and everything into one transaction and he agreed.

And I think everyone knows, no matter how the dealer pitches it, there is no coverage better than Honda Care (not Zurich, not Century, not anybody). Even someone 'matching' the Saccucci or Hyannis online Honda Care price with a no-name warranty is a bad deal.

And yes, the Honda Care sold at those two dealerships online is the exact same Honda Care warranty dealers sell. There's nothing 'better' about buying it from a dealer.


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post #3 of 24 Old 12-15-2017, 07:40 AM
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Good info. I know I overpaid on my warranty by a bit.

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post #4 of 24 Old 12-15-2017, 07:47 AM
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Quote:
Originally Posted by dugn View Post
I used the online price to talk the finance group down to a more reasonable number.

Pricing for the D82 plan providing coverage for 8 years/120K w/$0 deductible:
  • Online - $1080
  • Dealer price range - $1980 - $3500

My excellent dealer resisted $1080 (understandably - it's SO low compared to their pricing). I told them I'd pay $100 over the online price of $1080 just to wrap the purchase and everything into one transaction and he agreed.

And I think everyone knows, no matter how the dealer pitches it, there is no coverage better than Honda Care (not Zurich, not Century, not anybody). Even someone 'matching' the Saccucci or Hyannis online Honda Care price with a no-name warranty is a bad deal.

And yes, the Honda Care sold at those two dealerships online is the exact same Honda Care warranty dealers sell. There's nothing 'better' about buying it from a dealer.
That is how I would have handled it too. I would throw my local dealer the hundred for this just to wrap everything up and be done with it.
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post #5 of 24 Old 01-08-2018, 01:00 PM
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Asked for a quote from Saccucci Honda, they replied quickly via email. Had that info when I purchased my 2.0 Touring the last week of Dec.

I offered $100 over the online price for my "warranty of choice" and the dealer didn't go for it. So saved the $100 and purchased online.
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post #6 of 24 Old 01-08-2018, 01:14 PM
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Quote:
Originally Posted by CheyenneAZ View Post
Asked for a quote from Saccucci Honda, they replied quickly via email. Had that info when I purchased my 2.0 Touring the last week of Dec.

I offered $100 over the online price for my "warranty of choice" and the dealer didn't go for it. So saved the $100 and purchased online.
Once again, the value of online forums shows itself.


How long could it possibly take to enter the paperwork into the computer? 15 minutes by a $15/hr clerical worker?

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post #7 of 24 Old 01-08-2018, 07:32 PM
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Does any of this apply to Canada and if so what site or dealer?
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post #8 of 24 Old 01-09-2018, 08:12 AM
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No, sorry, these are U.S. prices. Try this, it may help.

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post #9 of 24 Old 01-09-2018, 01:58 PM
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My dealer said they don't even offer the Honda warranty because the one they offer is so much better. I asked him how much and he said $2200. Supposedly lifetime.

I think I'll stick to the $995 D72 plan for 84 month 120k.
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post #10 of 24 Old 01-11-2018, 09:04 AM
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Quote:
Originally Posted by Kamdog View Post
Once again, the value of online forums shows itself.


How long could it possibly take to enter the paperwork into the computer? 15 minutes by a $15/hr clerical worker?
I read in an old newspaper article about Saccucci that they sell HondaCare at cost (or even less), because they routinely receive a very sizable incentive payment from Honda for their high volume of HondaCare sales. A run-of-the-mill stealer would never qualify for such a payment. So that could be the difference. I have noted that no stealer (even ones selling HC online) even tries to compete with Hyannis or Saccucci on price, probably because of unavailability of the incentives.

In my experience, Hyannis is always a little bit cheaper than Saccucci and their service is comparable and both are very pleasant to deal with.

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post #11 of 24 Old 01-11-2018, 09:11 AM
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Quote:
Originally Posted by fogle View Post
My dealer said they don't even offer the Honda warranty because the one they offer is so much better. I asked him how much and he said $2200. Supposedly lifetime.

I think I'll stick to the $995 D72 plan for 84 month 120k.
I, too, noticed stealers offering their own plan for much more money and claiming to be better than HondaCare. They add stuff like dent wizard repairs, lost remote protection, tire protection, blah, blah, blah. Give me a break. I wonder if their alleged lifetime coverage (hopefully, they are not just talking about powertrain but rather bumper-to-bumper) is transferable to the next owner . . . .

One selling point for Honda, to me, is that you can buy an 8/120K/$0 coverage from the manufacturer for only a thousand dollars. Most manufacturers charge $2,500 - $3,000 (or don't offer one at all) for less duration, miles or higher deductible.

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post #12 of 24 Old 01-11-2018, 10:51 AM
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These are the prices I've received on Honda Care and the Honda Maintenance plans for my 18 Accord.

Hope this works. Never tired google sheets before.


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post #13 of 24 Old 01-11-2018, 02:49 PM
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Quote:
Originally Posted by Mick the Quick View Post
I, too, noticed stealers offering their own plan for much more money and claiming to be better than HondaCare. They add stuff like dent wizard repairs, lost remote protection, tire protection, blah, blah, blah. Give me a break. I wonder if their alleged lifetime coverage (hopefully, they are not just talking about powertrain but rather bumper-to-bumper) is transferable to the next owner . . . .

One selling point for Honda, to me, is that you can buy an 8/120K/$0 coverage from the manufacturer for only a thousand dollars. Most manufacturers charge $2,500 - $3,000 (or don't offer one at all) for less duration, miles or higher deductible.
In their defense, the Honda Care insurers only warranty Hondas.

I have owned 4 Accords, two Civics, and two CR-Vs. (One Accord and one CR-v at the moment), that makes, what, about 7 or 8 cars? Not a one of 'em has had a thousand bucks in covered repairs. All but the current two had gone over the time/mileage coverage with, IIRC, only one of them potentially being covered. (I forgot when my 81 Civic lost its 3rd gear, but it was already well-worn in time and miles, so it would have been on the cusp.)

One purchases insurance for a loss one cannot sustain, and the insurance company must make its profit. So, if you can cover the potential loss, and mitigate its occurrence, you will likely be ahead of any extended warranty.

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post #14 of 24 Old 01-11-2018, 08:07 PM
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I bought Hondacare once for my 05 Ody. The benefit risk ratio is not worth what most dealers charge. The reason we buy Hondas is because they break far less than the average car. I bought my warranty from Alton Blakely Honda in TN for half of what my dealer wanted.

I hear that Roush Honda in Columbus, OH includes Honda Care on all new cars and they don't pad the price. They beat my local dealer's best price.

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post #15 of 24 Old 01-12-2018, 08:42 AM
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I just bought my ext.warranty with Saccucci Honda of Rhode Island thanks to this thread, thanks, saved a bunch.

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