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post #1 of 2 Old 02-10-2017, 09:13 AM Thread Starter
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Financing Options

I am picking up my 2017 Accord Hybrid EX-L tomorrow, and I am taking advantage of Honda .9% financing for up to 60 months. It seems to be the best bet out there right now. I am financing $10K. I had planned to go with 48 months and pay down principal each month. Coworkers have suggested that I might as well go with 60 months. I would still pay down the loan each month. Interest either way should be minimal. Any thoughts? Thanks.

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post #2 of 2 Old 02-10-2017, 09:39 AM
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0.9% APR is almost free money. I got 0.9% APR for 60 months on my 2017 Accord and put $0 down, and plan on just doing monthly payments for the life of the loan. My rational is that over the 5 year loan, I'll only pay ~$500 in interest. I can easily make well over $500 a year investing the $25K I would have spent on the Accord up front into a low risk money market. Some people like the "freedom" of not having a car payment. I like earning money off my investments.

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