My objective perceptions so far of Right Track, sure people can flame it and maybe its testing a few other metrics that are not quantifiable in log data.
90 days of sacrifice for up to 30% off vehicle. I called for clarity of whether disc. was on portion of coverage or all coverage while I am still doubting, agent eluded to all components, as long as you continue policy.
I'll make a go at this an see what I can do. I have two vehicles and I am the only driver on both. Ford-F-150 and Honda-Sonata
- I have above average privacy sensitivity. I like that righttrack does 3 mos. instead of 6 and its a 3rd party (Octo) not safeco/liberty mutual logging. Safeco says they get advertised logged events only. mmm ok
- Rates do not go up based off data, potential 5%-30%. I heard progressive they can increase. LM/Safeco +1
- Its the end of the year and I have plenty of vacation time left, I asked my boss for extra work from home days for duration of 90 days and I asked carpool folks to step up a bit for me too. Here's to gaming system.
- Driving careful, minimizing distractions (Cell/sightseeing), accelerating/decelerating slow, avoiding tailgating esp. on 40mi/RT drive to work.
Second day out on my truck I got a hard breaking, thinking rate of deceleration was not that horrible as I knew when and figured out where it happened. Wow I really have to be careful, suck it up buttercup.
Discount went from 28% to 12%, now 18% (60mi/18 days in). With averaging in more miles it seems to be moving up, as sitting in garage did not budge it. My car oddly started % disc and has been creeping up 0 logged events, % (120mi/18days in). We'll see if my patience continues.